Universal Credit

Universal Credit

Universal Credit

You may be able to make a claim to Universal Credit if you are single or part of a couple.

Eligibility can be checked on-line at https://www.gov.uk/universal-credit and is summarised below.

Two adults in a household will be treated as connected and part of a couple (whether or not they are both eligible for Universal Credit) where they are two people who are:

  • married to, or civil partners of, each other and are members of the same household
  • not married to, or civil partners of, each other but are living together as a married couple

To be able to make a claim for Universal Credit' you and your partner if you have one must live in a certain postcode area. For a full list of postcodes' see https://www.gov.uk/universal-credit/eligibility

In addition' you and your partner if you have one must also:

  • be a British Citizen who has not left the United Kingdom (UK) for a continuous period of more than four weeks in the last two years
  • have a UK National Insurance number
  • be aged between 18 and 60 years 6 months
  • have a bank' building society' Post Office account or a current account with a credit union
  • not have to rely on an appointee or have any person acting on your behalf in relation to the claim
  • not have any dependent children living with you some or all of the time
  • not be pregnant or have given birth within the last 15 weeks
  • not be a registered foster carer (even if no foster children currently live with you)
  • be fit for work and not have a current fit note or have applied to get one
  • not be a company director or in a limited liability partnership
  • be either out of work or it isn't expected that you or your partner will individually receive take-home pay of more than £330 in the next month
  • be either out of work or if you have a partner' you and your partner not expected to receive joint take home pay of more than £525 in the next month
  • not expected to receive any earnings from self-employment in the next month
  • not have a member of your household who is in the armed forces (regular or reserves) who is away in connection with that role

You won't be able to make a claim yet if either you or your partner:

  • are receiving Income Support' Jobseeker's Allowance' Employment and Support Allowance' Incapacity Benefit' Severe Disablement Allowance' Disability Living Allowance or Personal Independent Payment
  • are awaiting a decision on a claim to Income Support' Jobseeker's Allowance' Employment and Support Allowance' Working Tax Credit' Child Tax Credit or Housing Benefit
  • are appealing a decision against Income Support' Jobseeker's Allowance' Employment and Support Allowance' Incapacity Benefit' Severe Disablement Allowance' Working Tax Credit' Child Tax Credit or Housing Benefit
  • are homeless or live in supported or temporary accommodation
  • own or partly own the home in which you live
  • are a carer for someone with a health condition or disability
  • are in any form of education or training' or about to start a course of education or training within the next month
  • have more than £6'000 worth of savings' shares or capital (total of all capital whether held individually or jointly)

You can make a claim for Universal Credit on-line at https://www.gov.uk/universal-credit